Retirement

Required Minimum Distribution Book

RMDs Are Back for 2021

April 27, 2021

RMDs, or Required Minimum Distributions, are withdrawals that are required by the IRS each year out of your traditional retirement accounts like 401(k)s and IRAs starting at age 72. The money that you have to take out annually by December…

Read More
Sticky Notes of Roth, IRA, and Tax Free

What is a Roth Conversion?

September 25, 2020

To understand what a Roth conversion is, you must first understand some of the basics about the different types of retirement accounts, called “qualified accounts.” Also called defined-benefit plans, pensions are paid for by employers. They have largely gone away…

Read More
closeup shot of an elderly couple smiling

How Rich Do You Have to Be in Order to Retire?

August 18, 2020

Even though perceptions have changed during the pandemic with more Americans now saying they need less money to feel rich1, when it comes to retirement, most people are still unclear about how much they will need to have saved before…

Read More
an elderly couple in a boat looking above

How COVID-19 Has Impacted Retirement Confidence

June 22, 2020

The Transamerica Center for Retirement Studies recently conducted an online survey of more than 6,000 people in the U.S. and found that many are feeling financially vulnerable. Americans are feeling a distinct lack of confidence, particularly when it comes to…

Read More
Long Life Written on a Direction Arrow

How to live longer and better: Find your purpose, keep working

May 19, 2020

Finding meaning / purpose can extend your life A recent British study led by Andrew Steptoe, Director of the Institute of Epidemiology and Health care at University College London found that after taking other factors into account “people with the…

Read More